Welcome to my website. I am an Associate Professor in the Economics Department at Yale University and a Faculty Research Fellow at the NBER. My primary research interests fall in the fields of applied Industrial Organization and Public Economics. I examine consumer behavior and how it interacts with firm strategy and regulation to shape market outcomes in private and publicly funded markets. Research topics I study include how parents choose schools and the ramifications for public school choice, how workers make retirement investments and the implications for social security privatization, the impact of income shocks on consumption, and the importance of information and decision making costs among low-income households. My research employs diverse empirical techniques from field experiments to structural estimation to examine policy-relevant questions in economics.